feat(elevator): 租户访客默认楼层策略表与 UC-01 求交

- 新增 tenant_visitor_floor_policy DDL（docs/sql）
- MyBatis：TenantVisitorFloorPolicyMapper/Dao 按 businessId 读启用策略
- PersonRuleServiceImpl.addVisitor：未传 floorIds 时组织 floorList 与 allow_zone_ids 求交；无交集 76260532；无楼层 76260531；显式 floorIds 不读表；ServiceException 原样抛出

Made-with: Cursor

maven-cw-elevator-application/cw-elevator-application-data/src/main/java/cn/cloudwalk/elevator/person/dao/TenantVisitorFloorPolicyDao.java

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+package cn.cloudwalk.elevator.person.dao;
+
+import cn.cloudwalk.elevator.person.dto.TenantVisitorFloorPolicyDto;
+
+public interface TenantVisitorFloorPolicyDao {
+
+    /**
+     * 查询租户级启用中的 INTERSECT_ALLOWLIST 策略（building_id 为空）。
+     *
+     * @param businessId 机构 ID
+     * @return 无配置时 null
+     */
+    TenantVisitorFloorPolicyDto selectEnabledTenantDefault(String businessId);
+}

maven-cw-elevator-application/cw-elevator-application-data/src/main/java/cn/cloudwalk/elevator/person/dto/TenantVisitorFloorPolicyDto.java

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+package cn.cloudwalk.elevator.person.dto;
+
+/**
+ * 租户访客楼层策略（表 tenant_visitor_floor_policy 行映射）。
+ */
+public class TenantVisitorFloorPolicyDto {
+
+    private String id;
+    private String businessId;
+    private String policyType;
+    private String allowZoneIds;
+    private String buildingId;
+    private Integer enabled;
+    private Long policyVersion;
+
+    public String getId() {
+        return id;
+    }
+
+    public void setId(String id) {
+        this.id = id;
+    }
+
+    public String getBusinessId() {
+        return businessId;
+    }
+
+    public void setBusinessId(String businessId) {
+        this.businessId = businessId;
+    }
+
+    public String getPolicyType() {
+        return policyType;
+    }
+
+    public void setPolicyType(String policyType) {
+        this.policyType = policyType;
+    }
+
+    public String getAllowZoneIds() {
+        return allowZoneIds;
+    }
+
+    public void setAllowZoneIds(String allowZoneIds) {
+        this.allowZoneIds = allowZoneIds;
+    }
+
+    public String getBuildingId() {
+        return buildingId;
+    }
+
+    public void setBuildingId(String buildingId) {
+        this.buildingId = buildingId;
+    }
+
+    public Integer getEnabled() {
+        return enabled;
+    }
+
+    public void setEnabled(Integer enabled) {
+        this.enabled = enabled;
+    }
+
+    public Long getPolicyVersion() {
+        return policyVersion;
+    }
+
+    public void setPolicyVersion(Long policyVersion) {
+        this.policyVersion = policyVersion;
+    }
+}

maven-cw-elevator-application/cw-elevator-application-data/src/main/java/cn/cloudwalk/elevator/person/impl/TenantVisitorFloorPolicyDaoImpl.java

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+package cn.cloudwalk.elevator.person.impl;
+
+import cn.cloudwalk.elevator.person.dao.TenantVisitorFloorPolicyDao;
+import cn.cloudwalk.elevator.person.dto.TenantVisitorFloorPolicyDto;
+import cn.cloudwalk.elevator.person.mapper.TenantVisitorFloorPolicyMapper;
+import javax.annotation.Resource;
+import org.springframework.stereotype.Repository;
+
+@Repository
+public class TenantVisitorFloorPolicyDaoImpl implements TenantVisitorFloorPolicyDao {
+
+    @Resource
+    private TenantVisitorFloorPolicyMapper tenantVisitorFloorPolicyMapper;
+
+    @Override
+    public TenantVisitorFloorPolicyDto selectEnabledTenantDefault(String businessId) {
+        return this.tenantVisitorFloorPolicyMapper.selectEnabledTenantDefault(businessId);
+    }
+}

maven-cw-elevator-application/cw-elevator-application-data/src/main/java/cn/cloudwalk/elevator/person/mapper/TenantVisitorFloorPolicyMapper.java

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+package cn.cloudwalk.elevator.person.mapper;
+
+import cn.cloudwalk.elevator.person.dto.TenantVisitorFloorPolicyDto;
+import org.apache.ibatis.annotations.Param;
+
+public interface TenantVisitorFloorPolicyMapper {
+
+    /**
+     * 租户级默认策略：building_id 为空，启用，INTERSECT_ALLOWLIST。
+     */
+    TenantVisitorFloorPolicyDto selectEnabledTenantDefault(@Param("businessId") String businessId);
+}

maven-cw-elevator-application/cw-elevator-application-data/src/main/java/cn/cloudwalk/elevator/person/mapper/TenantVisitorFloorPolicyMapper.xml

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+<?xml version="1.0" encoding="UTF-8"?>
+<!DOCTYPE mapper PUBLIC "-//mybatis.org//DTD Mapper 3.0//EN" "http://mybatis.org/dtd/mybatis-3-mapper.dtd">
+
+<mapper namespace="cn.cloudwalk.elevator.person.mapper.TenantVisitorFloorPolicyMapper">
+
+	<select id="selectEnabledTenantDefault" resultType="cn.cloudwalk.elevator.person.dto.TenantVisitorFloorPolicyDto">
+		SELECT id,
+		       business_id     AS businessId,
+		       policy_type     AS policyType,
+		       allow_zone_ids  AS allowZoneIds,
+		       building_id     AS buildingId,
+		       enabled           AS enabled,
+		       policy_version  AS policyVersion
+		FROM tenant_visitor_floor_policy
+		WHERE business_id = #{businessId,jdbcType=VARCHAR}
+		  AND enabled = 1
+		  AND policy_type = 'INTERSECT_ALLOWLIST'
+		  AND (building_id IS NULL OR building_id = '')
+		ORDER BY updated_at DESC, policy_version DESC
+		LIMIT 1
+	</select>
+</mapper>